overpayment calculations

freedomfighter15

Hi all,
Been reading a lot of diaries on here and the success people are having and would like to do it myself.
A lot of people seem to have their mortgages in their online banking making it easier to see and manage their over payments and also for motivation to keep going.
Unfortunately, I don't think I have that option as my mortgage is with Cheltenham & Gloucester. I've tried ringing them but to no avail, anybody else know if it's possible?
Anyway, can I calculate my over payments myself or will I have to keep ringing c&g to find out my new balance?
Thanks.

juststuff123

Hi Freedom Fighter,

Mine was with C&G (got moved to TSB with the merger/split) I have online access, though I didn't realize this was possible until I took out a current account with them (5% up to £2000) and my mortgage was automatically added to the online account. So I would think it would be possible, perhaps go in to a branch to get an answer or keep on at them!

freedomfighter15

Hi juststuff123,
I opened up an account on sunday night with tsb to take advantage of that offer, I was going to see if the mortgage showed up online when I set up online banking.
However, I was passing a local tsb yesterday so popped in and managed to have a chat with the mortgage advisor. She took my details and put them into the computer which showed no mortgage with tsb.
Thanks for your reply.

ohmochraich

Hi there
My mortgage is with. C and G ( was taken out when I had a LLoydsTsb bank account). My bank account moved to Tsb and mortgage stayed with C and G and my old tsb bank account became my online mortgage account ( I log in through lloyds and it's only my mortgage that shows). I didn't have to do anything it changed automatically ( same log in details). email or phone them!

freedomfighter15

Hi ohmochraich,
I remember a couple of years ago my mortgage showed up on my Lloydstsb Internet banking account for a couple of weeks then disappeared. I rang c&g and they said it had crossed over to Lloyds, but Lloyds said it wasn't with them but still with c&g and that they don't do online banking.
Thanks for your reply.