Need advice on how to best tackle credit card debts

Sareybox

Thanks for the replies, I gave considered to DR approach, but it just doesn't make sense to me, I'd end up paying more in interest. I have done what you've suggested remorseless (thanks for going to that effort!) and I see that I won't be able to pay off any before their 0% periods expire so I'm going to do some more balance transfers to the 19 month cards.

remorseless

because of the amount you maybe better getting a personal loan so you'd have the stability of regular payments and a better averaged interest %... or you may need to do lots of rollovers which needs diligence! Though the amount will decrease, even at 0% it'll take like 24 months (or payment of £900) so be realistic :rotfl:

Welshlass58

I have a card that has int free bal transfer, I did one transfer which is due to end but have also done a second on to the card which ends in two years, my question is if I pay the amount utstanding equivalent to the original transfer wil that clear that portion or will it be spread over both balances