Travel Insurance to USA

Julieel

I'm going to Florida in November, was just wondering if anyone can recommend who the best company for travel insurance would be as our flight is from Dublin... I know there was an issue with companies before where they only covered UK residents if they flew out of a UK airport...

2gorgeousgirls

We were not only travelling from Dublin but also needed cover for medical conditions. We used Globelink. I know Columbus also cover Dublin flights. I'm sure there are others, the most important thing is to ask the question about flying from Dublin specifically before buying insurance. Happy holiday, we`'re going next year and are already excited!

jenny-wren

We've always got our annual insurance through Boots as they provide comprehensive cover for USA/Canada trips. As the journey starts when we leave our home in Northern Ireland, they confirmed that we would be covered to fly from Dublin. As we needed to include pre-existing medical conditions, we organised it by phone which took no more than about 20 minutes. As 2gorgeousgirls says, you'd be best to ask about flying from Dublin just to make sure you are covered.

eastlady

Used Sainsburys last time we went to the US.Was very reasonable as our company consisted of 2 type1 diabetics and a fella with angina.Totally agree with everyone else and double check about flying out of the dub.Think it best to write a list of questions always helps as have found policy t&c's can change on the toss of a coin.Nearly got caught out one year when I read small print and everything was covered bar the diabetes,lady on phone had forgot to mention this important detail.Luckily was within the cancellation period.:)

garrity2005

Hi, I have always used Nationwide Flexplus Account, Worldwide Travel Insurance, (also Breakdown Cover, Mobile Phone Cover, Extended Warranty, Identity Theft & Card Assistance), cost just £10.00 Month, really great offer, if you open up Account with Nationwide via Quidco/TCB, they were giving £78.75 Cashback as well, so roughly only £40.00 cost for Year.

When I opened up account, about year ago now, the Cashback was £80.00 and at that time you didn't have to close your existing bank account, but I think by reading it now, you have to use the account swapping service. £80.00 was paid no problems!!

Please use link below to check all details, hope this is helpful.

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http://www.nationwide.co.uk/products/current-accounts/flexplus/insurances-and-benefits#xtab:worldwide-travel-insurance

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Nationwide Conditions

You will be eligible for the cashback if you open a Nationwide FlexAccount, FlexDirect or FlexPlus account following the link on this page and, within 45 days of the account being opened, you complete a full switch of your existing non-Nationwide current account using the Current Account Switching Service.

You need to be 18 or over to apply for a FlexPlus account.

You are only entitled to one cashback. If you open other FlexAccounts, FlexDirect or FlexPlus accounts no further cashbacks will be paid.

To qualify for cashback, you must ensure that TopCashback is the only site you have visited. If you have browsed Nationwide products via any other site prior to TopCashback, this will affect your sale being tracked and you will need to delete your cookies.

You will be notified if you are declined a cashback and any queries regarding the deline must be sent to TopCashback within 31 days of being notified. You can track your Missing Cashback Claim on the TopCashback website and you will be notified by email about the status of your claim. If you fail to receive any email updates or have any queries about this tracking service please contact TopCashback without delay.



TopCashback Conditions

Please note that the use of a Nationwide FlexPlus promotional/voucher code not posted and approved by TopCashback, may affect your eligibility for cashback.

Nationwide FlexPlus cashback is available through TopCashback on genuine, tracked transactions completed immediately and wholly online.

The rates displayed above will include the cashback bonus relevant to what level of membership you are on when you're logged into your account. If you're not logged in to a TopCashback account, the rates shown will include the Plus member cashback bonus.

NATIONWIDE FLEXPLUS CASHBACK can be earned simply by clicking through to the merchant and shopping online as normal.

FlexPlus is our premium current account, without the premium price. For £10 a month, it gives you access to a range of insurance benefits for you and your family, including:
· UK & European Breakdown and Recovery Assistance - to cover you in any private car or anyone driving your car with your permission.
· Worldwide Family Mobile Phone Insurance - covering handsets worth up to £1,000 for you and family members living at your address.
· Worldwide Family Travel Insurance - with winter sports and golf cover.
You’ll also benefit from :
· 3.00% AER/2.96% gross p.a. (variable) - on balances up to £2,500
· Commission free ATM withdrawals abroad
· Extended Warranty Protection
· Identity theft and emergency card assistance

As well as these great benefits, FlexPlus gives you access to exclusive offers on our other Nationwide products (eligibility criteria apply) as well as discounts at selected high street brands, with Simply Rewards (terms and conditions apply).

There are exclusions and limitations for the Breakdown Recovery, Phone Insurance and Family Travel Insurance provided through Nationwide FlexPlus.

You need to be 18 or over to apply for a FlexPlus account.


FlexPlus Worldwide Family Travel Insurance is underwritten by U K Insurance Limited. U K Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. U K Insurance Limited, Registered Office: The Wharf, Neville Street, Leeds, LSI 4AZ. Registered in England & Wales No. 1179980.

Worldwide Family Mobile Phone Insurance This policy is arranged and administered by Lifestyle Services Group Limited (Financial Services Register No.315245) with a single provider London General Insurance Company Limited (Financial Services Register No. 202689). London General Insurance Company Limited is registered in England No. 1865673. Registered Office: Integra House, Floor 2, Vicarage Road, Egham, Surrey, TW20 9JZ.
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Lifestyle Services Group Limited is registered in England, No.5114385. Registered Office: Assurant House, 6-12 Victoria Street, Windsor, Berkshire, SL4 1EN.
Authorised and regulated by the Financial Conduct Authority in respect of insurance mediation activity only.

FlexPlus UK & European Breakdown and Recovery Assistance is underwritten by Liverpool Victoria Insurance Company Limited. Liverpool Victoria Insurance Company Limited, registered in England and Wales number 3232514 is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, register number 202965. Registered address for all Liverpool Victoria companies: County Gates, Bournemouth BH1 2NF. Tel: 01202 292333

Extended Warranty Protection
This policy is arranged and administered by Lifestyle Services Group Limited (Financial Services Register No.315245) with a single provider London General Insurance Company Limited (Financial Services Register No. 202689). London General Insurance Company Limited is registered in England No. 1865673. Registered Office: Integra House, Floor 2, Vicarage Road, Egham, Surrey, TW20 9JZ.
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Lifestyle Services Group Limited is registered in England, No.5114385. Registered Office: Assurant House, 6-12 Victoria Street, Windsor, Berkshire, SL4 1EN.


FlexPlus Identity Theft Assistance and Worldwide Emergency Card Assistance are provided on behalf of Nationwide by Lifestyle Services Group Limited (FRN 315245). The provision of these services is not regulated by the Financial Conduct Authority.

FlexPlus interest is paid monthly. AER stands for ‘Annual Equivalent Rate’ and illustrates what the interest rate would be if interest were paid and compounded each year. The gross rate of interest is the interest rate payable before any income tax is deducted if you do pay tax.