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Mortgage and medical condition

Having a long term medical condition affect mortgage application?

My work colleague is about to apply for a mortgage. He has a long term medical condition that he was born with, he is working full time for many years, etc. He Doesn't take any medication for it but wear compression stockings(it'd count as using an aide?)
I know that the lenders ask for your medical history. Could they deny the mortgage on medical ground or lower the lending amount? He is applying with his partner who own a property. He is first time buyer though.

Comments

  • Contemptuous
    Contemptuous Posts: 516 Forumite
    Lenders definitely don't all ask for medical history.
    Slummy mummy!
  • jamei305
    jamei305 Posts: 635 Forumite
    Tenth Anniversary 500 Posts Name Dropper
    I've used three lenders recently and none of them mentioned medical history (HSBC, Nationwide and local building society)
  • Let_Us_See
    Let_Us_See Posts: 1,319 Forumite
    It may limit their insurance options, but will not affect any mortgage application.
  • sam2015_2
    sam2015_2 Posts: 196 Forumite
    Thanks. He'll be glad to know that. His MA took the details of his medical condition which panics him.

    This is for my own curiosity....
    What about people who get disability living allowance and work part time. Both used on affordability. Would the lender ask questions then?
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