Consolidation loan, best deal?

dealer_wins

chesky wrote: »

The OP has gone awfully quiet.

Maybe reality is sinking in, or their tin of SPAM has finished.

cajef

Reading their other thread I would not think he has any chance of a loan with anyone apart from the sharks.

https://forums.moneysavingexpert.com/discussion/5273674=

Clive_Woody

Gavin234 wrote: »

One chap on the phone talked me into a consolidation loan, really pushing me to pay the start up fee right now, but I want to think about it.

Tell me you didn't provide them with your card details?

With missed payments I suspect you are only going to get the interest of scammers and payday loans.

Gavin234

I don't mind the bottom feeders, the crazy rates, I'm probably going to default like Greece is doing, but would like to just deal with one company for the dro,

[Deleted User]

I thought you were looking for a consolidation loan, not a DRO?

poppasmurf_bewdley

Gavin234 wrote: »

I don't mind the bottom feeders, the crazy rates, I'm probably going to default like Greece is doing, but would like to just deal with one company for the dro,

Which is why your credit rating is probably pointing towards nobody but the bottom feeders. But even bottom feeders are wary these days of lending to those with poor credit ratings.

Brock_and_Roll

See the OPs other posts. Given the OPs current job/debt problems, I think consolidation loan can be struck off the list of available options.

OP - at the end of the day, no one can make you pay what you don't help. It does sound like you need some help from the like of a debt relief charity.