Advice please

Alex1987

Hi, I asked in another thread but didn't seem to get much advice.

I currently have a loan which has a high interest rate. My partner has a good history and previously had a Tesco loan with a low interest rate.

We want to take out a new loan with Tesco, in her name to help toward a wedding and lowering what I currently pay back.

We have a joint bank account however, she doesn't really use it but it links is financially.

If we removed her and disassociated financially, would this help her to be accepted for the loan?

boo_star

Alex1987 wrote: »

Hi, I asked in another thread but didn't seem to get much advice.

I currently have a loan which has a high interest rate. My partner has a good history and previously had a Tesco loan with a low interest rate.

We want to take out a new loan with Tesco, in her name to help toward a wedding and lowering what I currently pay back.

We have a joint bank account however, she doesn't really use it but it links is financially.

If we removed her and disassociated financially, would this help her to be accepted for the loan?

Can she afford the repayments on her own?

When do you need the money? Actually dissassociating you from her may take time.

Alex1987

Yes. About 90% of the bills come out of my account as we use her account as spending money and savings.

Looking to apply for a new loan within the next 3-6 months.

Would disassociation work if we still live together but no longer have a joint account?