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Creditors Phone Calls

Is there a time when a creditor cannot ring you up concerning a debt?
what is the earliest and latest they can ring ?or can they ring 24/7:confused:

Comments

  • lemma1968
    lemma1968 Posts: 1,379 Forumite
    I would write to them and say that you will only communicate with them in writing from now on and any further phone contact will be regarded as harassment. I will find the template letter for you and post the link when i have found it.
    2013 TARGET £30k
    2012 £26500 paid off.
    2011 £22750 paid off
    2010 £19800 paid off
    2009 MBNA Cleared 25.09.09 £34391.33 PAID OFF
    DFW Nerd 612 Proud to be dealing with my debts
  • poptart1_2
    poptart1_2 Posts: 224 Forumite
    did you get much grief from MBNA AND HSBC and how are you dealing with it DMP? THANKS
  • lemma1968
    lemma1968 Posts: 1,379 Forumite
    2013 TARGET £30k
    2012 £26500 paid off.
    2011 £22750 paid off
    2010 £19800 paid off
    2009 MBNA Cleared 25.09.09 £34391.33 PAID OFF
    DFW Nerd 612 Proud to be dealing with my debts
  • lemma1968
    lemma1968 Posts: 1,379 Forumite
    poptart1 wrote: »
    did you get much grief from MBNA AND HSBC and how are you dealing with it DMP? THANKS

    I had lots of phone calls from a DCA. I immediately wrote to them and have had no calls since. It works with some, not all. But at least they know you are serious.

    If you are having a problem with any of them just post and we shall see if we can help .Start with the above first though. You can pm me if you want.
    2013 TARGET £30k
    2012 £26500 paid off.
    2011 £22750 paid off
    2010 £19800 paid off
    2009 MBNA Cleared 25.09.09 £34391.33 PAID OFF
    DFW Nerd 612 Proud to be dealing with my debts
This discussion has been closed.
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