We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Brief Into and Thank You

Hi all

Been following this forum for a while now. Both my husband and I have been having debt problems for a long while now. We have finally decided to pull out heads of the sand and so something about it. We were both advised to do an IVA and as we have nothing in joint names we are doing it seperately.
It's quite scary to wake up and face it but we are trying to look at the bigger picture and realise that now is the time we can get our lives back on track.
The support on this board is amazing and has helped me immensely with facing up to things, so a big thank you to everyone for that.
It's all a bit nervewracking now as we await the next step in the IVA process.

Ebayfan

Comments

  • medman
    medman Posts: 325 Forumite
    Well done!!

    Good luck, it can be done many have travelled the road. You just have to believe and stay focussed.

    I'm sure you'll both do fine

    Best wishes

    MM
  • chevalier
    chevalier Posts: 7,937 Forumite
    Part of the Furniture Combo Breaker
    It was one of the free organisations that suggested the IVA ie CCCS or Payplan? Others take fees out of the money you pay to your creditors. Just to sound a note of caution
    chev
    I want a job that is less than an hour driving away from my house! Are you listening universe?
  • Ooops forgot to mention I am going with CCCS and my husband is with Payplan.
    Have read many stories on hear about those other companies and will certainly not give my money to them.

    ebayfan
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.1K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.1K Work, Benefits & Business
  • 603.7K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.