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Panicking...mortgage on a property with an annexe

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Comments

  • roje
    roje Posts: 187 Forumite
    Maybe it won't be an issue? He might know that natwest are better with this sort of situation so may not have seen it as a problem?
  • betmunch
    betmunch Posts: 3,126 Forumite
    The mortgage company we are using is who we have our current mortgage with and we are porting so I don't think he has necessarily carefully chosen the correct lender. Yes, we gave him the details of the property. I would have appreciated it if he had mentioned to us that there might be an issue and we would have held off doing the searches.



    To be fair I would only have brought it up if I noticed the property wouldn't have been accepted by a lender.


    You seem upset that he hasn't brought something up that shouldn't cause a problem.


    While your right that Annexes are harder to place than your standard 2 up 2 down, of all the lenders out there NatWest is one of few that would go for it so its just down to surveyors comments which is the same for every house and every lender.


    You found a house you wanted to buy, he has found a lender that will consider the property, I fail to see why you are upset with him.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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