Just reclaimed Mortgage Exit Fee's!

Crown

Well good start to the MSE Week so far :money:

I just got of the phone to DE Money who we had a mortgage with back ion 2003 and after reading Martins article on reclaiming the charge after watching his video in last weeks email . With one phone call and no letter writing they have said they will send me a cheque for £94.58 no questions asked! :T To me a 15 minute call was well worth it.
If you have remortgaged in the last 6 years give the old company a call. I was very sceptical but I cant argue with the results. Thank you Martin!

mandyw_3

Me too!!!!!! Just gave London Mortgage Company a call and I was told we are owed £75.00....:T not bad for 5 minutes work.
This site really is so helpful.:beer:

Crown

mandyw wrote: »

Me too!!!!!! Just gave London Mortgage Company a call and I was told we are owed £75.00....:T not bad for 5 minutes work.
This site really is so helpful.:beer:

Nice one Mandy, I also have had an account with London Mortgage Company although it was a secured loan. I never thought about contacting the loan companies. They will be added to me list.

Certainly some of the easiest money ive made using the site

hypno06

Good for you - i tried this a few weeks ago, but had not paid an exit fee, so nothing to reclaim!!

Crown

hypno06 wrote: »

Good for you - i tried this a few weeks ago, but had not paid an exit fee, so nothing to reclaim!!

Cheers Hypno, The thing is you checked. how many people just wont bother asking or feel it will be to much hassle. 1 call £94. and since im paying my creditors just £1 a month on some accounts that will go a long way

taxi73

Mine wasn't so simple phoned bank of scotland as I'd paid £150 exit fee and they said they'd be in touch in 5-10 days so will have to wait and see.They said they'd had loads of calls

Crown

taxi73 wrote: »

Mine wasn't so simple phoned bank of scotland as I'd paid £150 exit fee and they said they'd be in touch in 5-10 days so will have to wait and see.They said they'd had loads of calls

I dont use the term Hate lightly but I its the word that comes to mind when I think of RBS or any of its many companies... Goood luck with and im sure you'll let us know how you get on.

HairyHandofDartmoor

I ought to try this. We left a Halifax mortgage 5 years ago and they seem just the sort of company that would overcharge us for exiting! One phone call, it seems too good to be true!

Crown

HairyHandofDartmoor wrote: »

I ought to try this. We left a Halifax mortgage 5 years ago and they seem just the sort of company that would overcharge us for exiting! One phone call, it seems too good to be true!

Do it! 10 minutes on the phone uis well worth the time if you get anything back. Read martins article. I am amazed at how easy it was!

http://www.moneysavingexpert.com/reclaim/mortgage-fees

bellsbells

I agree - do it! I just got a cheque for £35 through the post from Halifax.

coops024

Me too guys !

I didnt even know how much we'd been quoted or even paid ! ... But after seeing Martins article knew there was a good chance they would have over charged me ! :mad:

Gave them (Abbey) a call with nothing more than the Mortgage agreement number and asked for the difference back the guy on the phone was very nice and said he would send a claim form out (not the end of the world) but I asked him If he could see how much the contract said and how much I'd paid ... He couldnt give me a defenate figure but said that at the time of taking the Mortgage out they were quoting around £99 and the exit fees were now £225 !

So looks like I could be in for £126 :beer:

Thanks Martin !