West Bromwich Building Society

jrsga

Hello

I'm looking at applying for a fixed rate mortgage product from West Bromwich Building Society.

Has anyone got any advice on having used them, specifially what their customer retention deals are like at the end of a product?

And by that I mean the rates and fees offered in comparison to other B/socs to others like the Yorkshire Building Society? I have read that the YBS deals are great for new customers but poor when deals end?

thanks

Dird

Not sure why but I thought WB was more expensive. Looking at the site again perhaps I missed something.

YBS:
1.54% -> 2.19% - 345 + 130 initial fees (and 175 survey) but £500 cash back

WB:
1.59% -> 1.74% - 199 + 199 again? No mention of survey amount

I've already submitted my app with YBS now. Probably join you at WB in 2 years =/

libf

jrsga wrote: »

Hello

I'm looking at applying for a fixed rate mortgage product from West Bromwich Building Society.

Has anyone got any advice on having used them, specifially what their customer retention deals are like at the end of a product?

And by that I mean the rates and fees offered in comparison to other B/socs to others like the Yorkshire Building Society? I have read that the YBS deals are great for new customers but poor when deals end?

thanks

I wouldn't worry too much about that. In 2/3/5 years the situation could be completely different, and you can always switch lender at the end of the fixed period instead.