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Loan application just before mortgage?
seanwinf
Posts: 73 Forumite
Hi ive applied for a loan today with tesco and was approved no problems but for what ever reason i didnt realise my fixed mortgage deal is up end of next month. How will this effect my mortgage deal. Im not 100% sure im taking the loan yet either so will taking it affect anytging?
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Comments
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Yes it could well do but that depends on so many factors
Income, debts, mortgage, age, Credit score, etc0 -
Im not taking the loan, so will just the search do much harm. No other searches for a few years.0
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Are you planning to remortgage (move to a new lender?).
If you're planning to move onto the SVR or a different rate with your existing lender, they won't credit check you.0 -
Yeh staying with halifax and moving to a new fixed rate.0
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