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MoneySaving Poll: Do you travel with or without travel insurance?

346 Posts
MSE Staff
Poll started 22 June 2015
Do you travel with or without travel insurance?
We believe travel insurance is a necessity for holiday travel abroad. Yet both away and in the UK - do you risk going without it?
What do you do?
Did you vote? Are you surprised at the results so far? Have your say below. To see the results from last time, click here.
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It is impossible to get annual cover and you usually have to get specialist insurance cover as an extra on top of normal premiums. Many insurance companies will just not cover you, then trying to get further quotes is difficult as insurer's ask the question 'have you ever been refused insurance?'
There have been times in the past when the Travel Insurance costs for two disabled adults have been higher than the cost of the holiday. We would not travel abroad without insurance and therefore no longer go.
You should have added the question to the survey how many people would like travel insurance but cannot get it.
I really struggle to get travel insurance even from the specialist medical insurers, in fact so much that I haven't been overseas for 9 years. Back then I managed to get single trip cover only for two weeks in Spain at a premium of £750.
It's wrong that I can work, drive, climb mountains, fly. But I can't get basic travel insurance.
I normally take out both annual travel insurance and European breakdown insurance when I book a crossing so it covers me usually for the current holiday and the next (which I'll time to fit). However I didn't go abroad last year and haven't yet booked this year but don't feel that "I don't have insurance" is appropriate as I would not go without it.
Now I am older and got a family annual insurance every year
My mum arrived in Egypt Friday. Slipped beside the pool and broke her hip Saturday morning - straight to Egyptian hospital.
Insurance company flew her back and into UK hospital by midnight Sunday.
2 Egyptian paramedics travelled with her from the Egyptian hospital to the one in UK.
She's had the hip replaced and is now home. All this happened less than 2 weeks ago!!!
My son asked what would've happened if Grandma hadn't had insurance. Told him she'd have had to sell her house!! To say he was shocked is an understatement!