MoneySaving Poll: Do you travel with or without travel insurance?

Former_MSE_Sam_M Former MSE Posts: 346 Forumite
Poll started 22 June 2015

Do you travel with or without travel insurance?

We believe travel insurance is a necessity for holiday travel abroad. Yet both away and in the UK - do you risk going without it?

What do you do?

Did you vote? Are you surprised at the results so far? Have your say below. To see the results from last time, click here.

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Thanks! :)



  • savingsusie
    savingsusie Forumite Posts: 26 Forumite
    If you are disabled and/or take a lot of medication, have a particular health condition, or have had previous illnesses it is really difficult to get travel insurance and if you do manage to get cover the prices are exorbitant. Being under the care of a Hospital Consultant or awaiting medical investigations bumps up the premiums.
    It is impossible to get annual cover and you usually have to get specialist insurance cover as an extra on top of normal premiums. Many insurance companies will just not cover you, then trying to get further quotes is difficult as insurer's ask the question 'have you ever been refused insurance?'
    There have been times in the past when the Travel Insurance costs for two disabled adults have been higher than the cost of the holiday. We would not travel abroad without insurance and therefore no longer go.
    You should have added the question to the survey how many people would like travel insurance but cannot get it.
  • anglosaxonman
    anglosaxonman Forumite Posts: 2 Newbie
    Very true, although in reasonable health now I had lots of surgery as a child and have always been under a consultant for a yearly follow up appointment.
    I really struggle to get travel insurance even from the specialist medical insurers, in fact so much that I haven't been overseas for 9 years. Back then I managed to get single trip cover only for two weeks in Spain at a premium of £750.

    It's wrong that I can work, drive, climb mountains, fly. But I can't get basic travel insurance.
  • BobbinAlong
    BobbinAlong Forumite Posts: 193
    Part of the Furniture 100 Posts Combo Breaker
    Didn't vote as there wasn't a "None of the above".
    I normally take out both annual travel insurance and European breakdown insurance when I book a crossing so it covers me usually for the current holiday and the next (which I'll time to fit). However I didn't go abroad last year and haven't yet booked this year but don't feel that "I don't have insurance" is appropriate as I would not go without it.
  • 1trainer1
    1trainer1 Forumite Posts: 1,008
    Part of the Furniture 500 Posts Name Dropper
    When I was young, careless and carefree never bothered with insurance.

    Now I am older and got a family annual insurance every year
    Blessed on 18th February 2014 at 0814 with little Sarah xxx
  • KDC
    KDC Forumite Posts: 133
    Part of the Furniture 10 Posts Combo Breaker
    Insurance is vital.

    My mum arrived in Egypt Friday. Slipped beside the pool and broke her hip Saturday morning - straight to Egyptian hospital.
    Insurance company flew her back and into UK hospital by midnight Sunday.

    2 Egyptian paramedics travelled with her from the Egyptian hospital to the one in UK.

    She's had the hip replaced and is now home. All this happened less than 2 weeks ago!!!

    My son asked what would've happened if Grandma hadn't had insurance. Told him she'd have had to sell her house!! To say he was shocked is an understatement!
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