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Quick question
DebtFree2012
Posts: 3,573 Forumite
What are the Halifax Intermediaries please? I stumbled on their website and their lending calculator is way off the main Halifax site? TIA.
Debt - CCV £3792
CCB £1383 (took a hit for a holiday)
Loan 1 £1787
Loan 2 £1683
Total £8601 Was £39302
CCB £1383 (took a hit for a holiday)
Loan 1 £1787
Loan 2 £1683
Total £8601 Was £39302
0
Comments
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That would be the site brokers access if they wish to put an application to Halifax.Slummy mummy!0
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Thanks. Interesting that it differs comepletely to what they would offer me on their main site.Debt - CCV £3792
CCB £1383 (took a hit for a holiday)
Loan 1 £1787
Loan 2 £1683
Total £8601 Was £393020 -
DebtFree2012 wrote: »Thanks. Interesting that it differs comepletely to what they would offer me on their main site.
In what way? main site more or less generous?Mortgage (Nov 15): £79,950 | Mortgage (May 19): £71,754 | Mortgage (Sep 22): £0
Cashback sites: £900 | £30k in 2016: £30,300 (101%)0 -
Although there are fewer boxes for outgoings, some things have to go in them even if they aren't specifcally mentioned.DebtFree2012 wrote: »Thanks. Interesting that it differs comepletely to what they would offer me on their main site.
For example, childcare, maintenance, credit, ground rent & service charges, season ticket costs etc should all be entered in the monthly credit commitments box as does 3% of the equity loan on HTB - Equity Loan cases and the shared ownership rent on SO cases.
You must ensure you are correctly completing the calculator that's why broker facilities are best left for brokers to use.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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