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benifit deductions
enfield_freddy
Posts: 6,147 Forumite
trying to assist a friend , he receives ESA +housing/c tax benefits.
his money every 2 weeks is £192.42 , however that is taking into account £5 per week for water rates (forced deduction)
so his benefit would be £96.21 +(approx.) £5 per week
he has just got a letter thru saying he owes a budgeting loan from years ago , and they want an extra £7.72 out of him
so that's about £25 per fortnight being taken , is this excessive , and can it be challenged in order to reduce this figure , he is also paying about £4.50 per week in c/tax , but by direct debit
many thanks
alan
his money every 2 weeks is £192.42 , however that is taking into account £5 per week for water rates (forced deduction)
so his benefit would be £96.21 +(approx.) £5 per week
he has just got a letter thru saying he owes a budgeting loan from years ago , and they want an extra £7.72 out of him
so that's about £25 per fortnight being taken , is this excessive , and can it be challenged in order to reduce this figure , he is also paying about £4.50 per week in c/tax , but by direct debit
many thanks
alan
0
Comments
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Have a read of the different rates they usually apply.
https://www.gov.uk/government/publications/the-social-fund-technical-guidance/the-social-fund-technical-guidance
He could talk to JCP and see if they would agree a lower figure/percentage but it might depend on other debts (has he any?) and/or how much he owes.0 -
the figure owed is £200 , so it looks like they are going for 26 weeks , instead of the max 104 weeks ,
he has a few other debts , and recently applied for a budgeting loan , but was turned down , he was removed from one esa to another and they have said he is or was on contribution based but now on the other sort0 -
They can take up to a third of his benefit.0
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No, it is not excessive. His alternative is to save up at the weekly rate he chooses rather than using interest free budgeting loans. If he doesn't like the rate of repayment he may prefer to just pay off the budgeting loan in one go. With his higher rate of benefits this should be easy.0
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No, it is not excessive. His alternative is to save up at the weekly rate he chooses rather than using interest free budgeting loans. If he doesn't like the rate of repayment he may prefer to just pay off the budgeting loan in one go. With his higher rate of benefits this should be easy.
no , due to a change in his benifits he has actually dropped about £28-30 per week0
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