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Survey fee with mortgage application
Guru86
Posts: 242 Forumite
Good afternoon
My mortgage advisor submitted our mortgage application with Halifax on Thursday. I have just checked my Cc balance and see that the survey fee is pending.
Does this mean my mortgage application has been or accepted can it still get rejected
Thank you
My mortgage advisor submitted our mortgage application with Halifax on Thursday. I have just checked my Cc balance and see that the survey fee is pending.
Does this mean my mortgage application has been or accepted can it still get rejected
Thank you
0
Comments
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No, it doesn't mean anything I'm afraid. The valuation will be booked and carried out but it's still possible your application would be denied.Changing the world, one sarcastic comment at a time.0
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It means it was accepted at submission, so the fee is collected automatically.
Until the documentation has been checked and approved and the valuation done and the mortgage offer issued, you don't get a "mortgage approved" sticker from Halifax.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
A survey is different to a valuation. As it is more comprehensive and goes beyond a simple mortgage valuation, these will be instructed straight away typically.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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Does that mean one hurdle down if passed at submission? I appreciate nothing is certain until we sign in the dotted line0
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It means virtually nothing, they have logged your application onto their computer system and started processing it.Changing the world, one sarcastic comment at a time.0
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