Weighing up the options

Bufger

I have a mortgage with The Coventry. its in 2 parts for a total of £52k outstanding at 2.26% due to finish in 2021.

Both parts have an early settlement fee of £350 (so £700). Another 3 years fixed on this product.

I'm coming in to some money that'll allow me to pay this all off. The big one for me to decide is whether I want to rid myself of the mortgage chains but i'm looking to understand the alternatives in todays market:

at 2.29% is there a savings or offset product that would benefit me more?

is £700 settlement peanuts compared to other product?

Would you overpay to the limit of allowance each year and have the rest in savings/bonds/whatever is performing well at the moment?

What would you do in this situation?

Thanks