Is my mom entitled to a UK pension

londonsw6

My mom married an English born citizen and i was born in England, I have my British passport, I'm her son. My mom Lived in England for 20 years and worked for most of those years and paid into her pension. We left The UK in 1992 and Now live in The United States, would there be a Pension that she would be rewarded, Answers would be greatly appriciated.

Errata

I would imagine she would be paid the pension she paid into.

londonsw6

Well she works in the US now, so she pays into her social security here, is she entitled to both.

elsien

When you say she paid into her pension, do you mean the employer's pension scheme, a private pension, or national insurance contributions?

xylophone

Is your mother now of UK state pension age (or Scheme Pension Age if she has a deferred occupational pension, or over 55 if she has a private pension)?

If she paid ( or was credited with) national insurance contributions in the years she worked here she may be entitled to a state pension.

https://www.gov.uk/state-pension-if-you-retire-abroad/how-to-claim

She might try an initial enquiry to the IPC?

atush

If she worked here 20 years, and got Child Benefit for you, and paid NI contributuions yes she should get a UK state pension (kinda like the Soc Sec in the USA).

On top of that, she may have had an occupational or work pension. Who did she work for? Does she remember joining the scheme? Does she still have or know her NI number? Does she have any old tax forms (the number will be on them)?

How old is she/when will she be elligible for a state pension> If now, soon, the she would get approx 2/3 of the basic state pension puls maybe more dpending on who she worked for.

Also, as your father is a UK cit, are they still married? Even if not, she may have a 60% eligibility based on his contributions but if she has 20 years on her own record (and may get 3 more I did) then she may already be over 60%.

poppy_f1

londonsw6 wrote: »

Well she works in the US now, so she pays into her social security here, is she entitled to both.

she should be, my mum (UK citizen and resident) gets a small (and i mean small) US pension from the 8 years she worked over there in the 60s

atush

I am american and have lived int he UK over 20 years.

I will get both a US Soc Sec pension and a UK state pension. I will even get a tiny pension from Jersey in the CI.