Great deposit, poor spending

Jon_B_2

I'm a little confused, you decide to pay your bills when you want rather than pay them on time? Genuine question.


Don't worry about the spending.

gcorking

Well, no. I pay my rent/utilities/virgin bills through direct debit.

I pay my phone bill every month but not through direct debit – EE have said they're fine with paying two months bills together. But would that reflect poorly?

TBeckett100

Go onto Noddle and get your report instantly and have a look to see if there are any late payment markers

When is bill is due it's due, it's generally not acceptable to pay every couple of months and you may find a lot of late payment markers

The mortgage lender may view being unable to pay a phone bill every month as too high a risk, irrespective of the amount

Pixie5740

You'll have problems with the mortgage in one person's name and two names on the deeds. The lender will secure the debt to the property so they won't want someone else with an interest on the property named on the deeds but not the mortgage.