Barclays AIP

charlamine

Hi All


I have received an agreement in principle from Barclays via a Broker.


I can see from my credit report that this was a full search of my credit file.


I have broker coming out to sign full application paperwork on Thursday. In peoples experience will Barclays redo a credit check at full application?


Reason I ask is it has been a bit of a painful process to get an AIP which has resulted in a few soft searches on file - as well as this hard search. Because it has been painful to get AIP I am still nervous about passing a full application and our house is sold subject to contract and we are going into rented for a period of time - don't want to be in a position where my credit rating is so hammered by mortgage applications that I struggle to be able to pass credit check for rentals as that would be rather unfortunate!


Thanks

C

amnblog

Issues around repeat credit scores are largely overstated on this forum.

They can have an effect by it seems unlikely Barclays will trip up on their own scores.