New Mortgage Advice.

Tlg1991

I am closing in on getting my mortgage ready with enough deposit and money for moving and am planning on going with a mortgage broker to get the mortgage for us.

my question is i plan on getting our mortgage in principle soon to start viewing houses but do we still need to go to the bank ourselves for that first or can we go to a broker for this as well.

Thanks, trying to clear the steps up in order. I like to be organised especially for something like this.

heytoki

I would say that a mortgage broker will know the best lender considering your personal circumstances.

Tlg1991

I know that, i was asking will i get a mortgage agreement in principle from the broker as well. or do i get that myself from the banks.

i know the principle means nothing but i need it to view some houses as some wont let you unless you are a serious buyer.

ExpertAdvice

Everything should be done through a broker if you are planning to use one. There is no point getting an AIP from a bank and getting a credit search done only to find out that the broker recommends you another lender that has a better deal or is more suited to your circumstances.

Its much easier as the broker can just continue to the full application once the AIP has been approved.