Odd one - injury benefit pension

densol_2

Not sure I should be writing this as it might temp fate - but I need to be prepare

Thus say for argument sake I receive £10k a year - it's actually equivalent to earning say around £12 k as I won't pay tax ( ignore personal allowances for these purposes)

Will mortgage companies look at the apparent " grossed up equivalent " of the money I could get ( till death ) or will the computer say no and take the net figure as the gross figure ?

I don't want to move but need to know my options for remortgage purposes ?

kingstreet

It won't be grossed-up.

Lenders take the actual value, same as they do with non-taxable state benefits.