We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
🔔 Today's the final day to apply to become an MSE Forum Ambassador
has anyone had a loan with an old default?
Hey guys,
I'm wanting to get a £5000 loan from my bank but I have a default on my credit file. It is 3 and a half years old and for the meagre amount of £212. I have tried in vain to persuade Vodafone to remove it but since it was put on correctly they won't budge. Just wanting people's advice on whether HSBC would give me the loan since I am an advance customer already. If anyone has done anything similar please let me know. My credit score is 780 (fair) not that it means anything.
Thanks in advance.
I'm wanting to get a £5000 loan from my bank but I have a default on my credit file. It is 3 and a half years old and for the meagre amount of £212. I have tried in vain to persuade Vodafone to remove it but since it was put on correctly they won't budge. Just wanting people's advice on whether HSBC would give me the loan since I am an advance customer already. If anyone has done anything similar please let me know. My credit score is 780 (fair) not that it means anything.
Thanks in advance.
Number 054 - 'Save 12k in 2017' thread - £10,000 target
£2100/£10,000 


0
Comments
-
For information, I have not missed a payment since this and currently have an overdraft and mobile phone contract.Number 054 - 'Save 12k in 2017' thread - £10,000 target
£2100/£10,000
0 -
Any reason why you have not paid off the meagre amount owed?0
-
I paid it off a while agoNumber 054 - 'Save 12k in 2017' thread - £10,000 target
£2100/£10,000
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 348.8K Banking & Borrowing
- 252.3K Reduce Debt & Boost Income
- 452.6K Spending & Discounts
- 241.6K Work, Benefits & Business
- 618.2K Mortgages, Homes & Bills
- 176K Life & Family
- 254.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 15.1K Coronavirus Support Boards