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mortgage offered but spelling mistake in middle name
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lc87
Posts: 14 Forumite
we were offered a mortgage by post office about 3 weeks ago.
didn't notice at the time but there is a spelling mistake in my partners middle name.
only noticed when I picked up contract from sol on Friday.
ive contacted L&C who arranged the mortgage for us but being a weekend wont get a reply until tomorrow.
what happens now? will BOI redo credit checks on my partner with correct name?
its a very unusual name and she never uses it, also the initial is correct.
didn't notice at the time but there is a spelling mistake in my partners middle name.
only noticed when I picked up contract from sol on Friday.
ive contacted L&C who arranged the mortgage for us but being a weekend wont get a reply until tomorrow.
what happens now? will BOI redo credit checks on my partner with correct name?
its a very unusual name and she never uses it, also the initial is correct.
0
Comments
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It will usually have to be re-scored and a new offer issued.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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Nationwide did similar to us, they forgot to include my middle name and this was picked up by my solicitor, is going back to be re-scored. Bit of a pain as I'm already a nationwide customer and they have all my details. Grrr. Good luck.0
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Personally I'd keep quiet if the solicitor doesn't have a problem.0
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Landofwood wrote: »Personally I'd keep quiet if the solicitor doesn't have a problem.
If the solicitor does not have a problem they are not doing their job properly.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
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solicitor never spotted it, even with our IDs. L&C never spotted it either, they also had paperwork with names on,
not blaming them, I should have spotted it earlier on.0 -
offer still stands, lender is sending a cover letter to solicitors0
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The Halifax got my name wrong way round. Solicitor noticed this and she said she is chasing the lender to get the amendments done. Dont know how long this will take and wonder whether they have to do it everything top to bottom.0
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The Halifax got my name wrong way round. Solicitor noticed this and she said she is chasing the lender to get the amendments done. Dont know how long this will take and wonder whether they have to do it everything top to bottom.0
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