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Applying to remortgage with same lender
iwannanicerlife
Posts: 205 Forumite
Our fixed rate with Nationwide ended about 18 months ago and we are at the stage now where we would like to fix our mortgage for the next five years for peace of minds sake and to help with budgeting purposes.
I've been looking on line at various calculators and think we will probably stay with the same lender - before we make an application any tips re our accounts - is it just a case of making sure the account is running ok and avoiding large transactions for a couple of months? We do have a large amount of equity in the property.
I've been looking on line at various calculators and think we will probably stay with the same lender - before we make an application any tips re our accounts - is it just a case of making sure the account is running ok and avoiding large transactions for a couple of months? We do have a large amount of equity in the property.
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Comments
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It's not a remortgage, you are asking your lender for a customer retention product.
Many lenders will allow you to do this online and no interaction with a human being means the process is "execution-only" and no further evidence of income or status is required.
http://www.nationwide.co.uk/products/mortgages/existing-customer-switching/what-we-can-offerI am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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