Need some advise.

hard.to.pick.a.name

I had a debt I didn't acknowledge and was coming up to 6 years of the default. Credit expert have now taken it upon them self's to contact the debt collection company about the default with out my knowledge or permission will this affect the limitation act which would make the debtstatute barred ?

sourcrates

Hi,
Don't understand exactly why they would want to contact any of your creditors to be honest, but it will not effect the statute barred status.

Only written contact, or a payment from yourself, can re-start the SB clock.

hard.to.pick.a.name

I have a membership with credit expert, they have contacted lowell the debt collection firm asking about the default with out my permission and was worried that this would affect the limitation act but your answer has help Thank you.

[Deleted User]

It won't affect anything regarding the near statute barred status. If the original creditor does contact you, just stall them until you are confident the six year time period has passed and then send them the standard statute barred letter. I wouldn't worry, if it's so close to being statute barred then you're home and dry if you play it right.

hard.to.pick.a.name

That's great thanks