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What percentage of salary is your mortgage?

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  • Our standard mortgage payment is 12.5% of joint take home pay, but we overpay so we actually spend 17.5%. I personally would not be comfortable spending 35% of our household income on the mortgage alone, but everyone is different.
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  • hcb42
    hcb42 Posts: 5,962 Forumite
    ours is around 16% of £5400 at moment with ten years to run. We overpay £100 a month on top of that.

    I wouldnt be comfortable with 35% either, although we have probably been there during our mortgage life time.

    We save, but we do enjoy dining out and holidays.
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