DMP and missing accounts from Experian

teekay_tk

Hi

I went on to DMP with step change about 6 months ago. Recently I checked my credit rating with Experian and three of the five accounts seem to be missing from my report, or showing zero when there is debt still pending.

Would this be a result of some of the accounts going default. I don't think any of these have been passed to a debt collecting agency yet.

Could they have magically been written off <wishful thinking>

Hopefully I have nothing to worry about but seems strange TBH.

cheers

EDIT: Forgot to mention that due to the missing accounts on file, the credit rating has gone up by about 200 points.

Tixy

Did they definitely used to be listed on experian?
Have you looked at your other agency credit files?

Sometimes a debt disappears briefly when sold to a debt collector. Or changes to show nil outstanding and then the debt collector then adds their own entry.
You've presumably not had any change of address?

Shouldn't be as a result of a default being recorded.