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Decision in principle too low

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  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    its just that the debts we have, we can only afford the minimum payments and I want to free up just a little so we can pay more than the minimum on the 2 remaining cards and hopefully see an end to this debt once and for all....

    Sounds as if affordability is the issue them. Consolidating debt isn't the answer (from the lenders perspective). As leaves you prone to any unexpected financial event. Which then leaves the lender exposed.

    Suggest you pay a visit to the Debt Free Wannabe forum. As you need to find savings within your existing budget to tackle the debt head on. Unfortunately there's no easy ways out.
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