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Loan paid off!!!!!

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2 and a half years early.
Been eating soup and cereal for about 18 months.
Only (HAHAHAH! Only...) got about £3.5k on interest free credit cards to go.
So £425 split two ways is an extra £212.50 a month to put against each card. Debt free by November, I reckon

Keep up the good work everyone, it can be done! Lost count of the amount of times I thought I couldn't, but one mill stone down, 2 to go.
This year is going down the drain - £8500
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Comments

  • greensalad
    greensalad Posts: 2,530 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Congrats! That's an amazing accomplishment.

    What have you learnt? What are your plans going forward?
  • parsniphead
    parsniphead Posts: 2,897 Forumite
    Part of the Furniture 1,000 Posts
    Well done Davoe1983.

    Bet it feels good.:beer:
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
  • faithcecilia
    faithcecilia Posts: 1,095 Forumite
    Congratulations!:j:j:j Its an amazing feeling isnt it? Now imagine how you will feel when the cards are paid off too???!!!!

    Allow yourself a little treat to celebrate :beer: then head down until November. By the looks of things you'll be able to have the best Christmas ever!:D:p:D
  • wishus
    wishus Posts: 1,263 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Congratulations!
    Keep reading books!
    July grocery challenge START: £150.
    total SPENT £127.53, REMAINING £22.37.
  • lozzy81
    lozzy81 Posts: 275 Forumite
    Part of the Furniture 100 Posts Name Dropper
    :beer: Well done Dave!! Bet you feel proud!! :T
    Virtual sealed pot 2019 member #6 :j
    £0.00/£200 :)
  • andyfromotley
    andyfromotley Posts: 2,038 Forumite
    Nice one dave,

    just think of your spending (or saving!) power once you have all of these paid off. Let the good tomes roll!
    £1000 Emergency fund No90 £1000/1000
    LBM 28/1/15 total debt - [STRIKE]£23,410[/STRIKE] 24/3/16 total debt - £7,298
    !
  • Bored
    Bored Posts: 390 Forumite
    Part of the Furniture 100 Posts Name Dropper Debt-free and Proud!
    Congratulations :T

    Are you me? I recently paid off a loan early after 18 months of cutting back and now have 3.5k of debt remaining on interest free cards to go also!!! :eek:
    2023 Mortgage-Free Wannabe #19: £11,675.68/£13,000
    Mortgage Overpayment Total: £22,397.1
  • Daveo1983
    Daveo1983 Posts: 21 Forumite
    Wow! Thanks you lovely, lovely people! There's prolly a better way to do this, but this is the only way I know, so....

    Greensalad - the next and only other loan I'm gonna get is a mortgage (although - 32, single male, gonna be a while I think!), so that also covers the going forward plans...plus paying the cards off. Lesson learned.

    Parsniphead - I got myself the biggest mix grill in my local last night. Heaven. That's how it feels!

    Faithcecilia - head down already, see above re mixed grill - BIG reward in Dave town at the mo.

    Wishus - thank you very much. Happy Dave!

    Lozzy81 - gutted that I let it get this bad - but very proud - over half way to being 100% debt free!

    Andyfromotley - you're too right, it's all about the saves.

    Bored - Get out of my head...! :-) How weird is that? Congrats on your success as well, good luck with the cards.

    Much love to all, thanks for the kind words!
    x
    This year is going down the drain - £8500
  • Karen777
    Karen777 Posts: 416 Forumite
    well done! that's brilliant and inspiring!
    Debt at highest - June 2013 - 26k/ March 2018 - 2500
    Proud to be dealing with my debts
  • Daveo1983
    Daveo1983 Posts: 21 Forumite
    Thanks Karen777.
    I hope yours is going the right way too? :-)
    This year is going down the drain - £8500
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