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YNAB Alternative?

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  • Digging_2
    Digging_2 Posts: 91 Forumite
    I am a spread sheet person. I used to have the very basic credit and debit columns but since my LBM this month I've created a more detailed one which included a breakdown of my debt totals etc too. Just need payday to come so I can start using it!
    LBM July '15: [STRIKE]£34,867.89[/STRIKE] :mad: £34,077.59 (1% paid) DFD:[STRIKE]Feb 2020[/STRIKE] April 2019 £2 Savers #129: £8 'Extra payment a week': £0
    Wombled: £18.22 GC £200 #185 Aug:£167.98 Sept: £63 Pay off by Xmas'15 : £4200/£790.80(5.3%) House deposit: £5000/£360 (7%) Emergency fund #125: £1000/£30
  • I'm a spreadsheet person. I've kept one now for a good couple of years and it always projects about six months ahead, which is vital since our income fluctuates from month to month. I project the basic income and then change the number if there is any overtime.

    Every couple of weeks or so I align it with online banking so that it's completely accurate.

    What I need now is some kind of app in which I can just tot up our credit card spends for that billing period as we spend on it. My credit card app sort of does this, but if it's between the statement date (26th) and the payment date (17th) the total includes last month's spends too.
    Grateful to finally be debt free!
  • Anoneemoose
    Anoneemoose Posts: 2,270 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    I'm a spreadsheet person. I've kept one now for a good couple of years and it always projects about six months ahead, which is vital since our income fluctuates from month to month. I project the basic income and then change the number if there is any overtime.

    Every couple of weeks or so I align it with online banking so that it's completely accurate.

    What I need now is some kind of app in which I can just tot up our credit card spends for that billing period as we spend on it. My credit card app sort of does this, but if it's between the statement date (26th) and the payment date (17th) the total includes last month's spends too.



    I used to use Spending Tracker (I think)...and that was literally just something to track and calculate my spending money. Think it's still free.
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