Stopping paying national insurance

ecclesto

I have just been informed that you can stop paying NI contributions after you have worked for 35 years without it affecting your pension. Apparently you have to claim this through an exemption form from the tax office but they don't promote this. Is this the case or not?

molerat

No it is not correct. The only time you stop paying NI on earned income is once you reach state pension age. NI is not normally reclaimable.

Torry_Quine

You've been misinformed. NI is payable if you earn the needed amount until you reach state pension age no matter how many years contributions you have. It is also useful for contribution based benefits such as JSA and ESA which go on recent contributions.

kidmugsy

ecclesto wrote: »

I have just been informed that

By whom? What else has he misinformed you about?

ecclesto

Thank you all for this, I did think it wasn't true, just wanted to check!

atush

and do double check everything else they say?

robin61

I don't, believe you pay NI on pensions income even if you retire before state pension age.

jem16

robin61 wrote: »

I don't, believe you pay NI on pensions income even if you retire before state pension age.

You don't pay NI on pension income (regardless of age) even if you are still working.

Freecall

jem16 wrote: »

You don't pay NI on pension income (regardless of age) even if you are still working.

And long may George O leave it that way!

Orwell

Indeed, I wrote to George on that subject, to suggest that merging income tax and NI was a very bad idea for anyone getting a pension. Unfortunately "The Taxpayers Alliance" still go on about doing it.