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Captial or Repayment?
Comments
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" Go on to a repayment deal @£760 per month (my only other option with NRAM - bum, yes) "
If the repayment deal was fixed for say 3/5 years then it might be a good deal!
Loan to Value ?
Maybe speak to a whole of market mortgage broker0 -
LTV will be north of 100% as OP is in negative equity0
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