Fastest mortgage provider

Homeownertobe

Hi,

I put an offer in on a property today thinking that I had my mortgage sorted, but unfortunately it's lapsed and I have to go through the process again.

The estate agent requires proof of funds before they will forward my offer onto the owner, but the first appointment I can get with my mortgage provide (Barclays) is in three weeks. Which isn't ideal.

I really don't want to lose this property so could anyone recommend a way to speed up the approval process please?

Thank you.

Thrugelmir

Homeownertobe wrote: »

Hi,

I put an offer in on a property today thinking that I had my mortgage sorted, but unfortunately it's lapsed and I have to go through the process again.

You haven't even started the mortgage application process yet.

Mortgage offers are made after you've found a property not before.

ACG

You would have had a decision in principle...that is nowhere near having a mortgage offer. As thrugel says, an offer is only done after a property has been found and surveyed.

As for the fastest lender, there is no fastest. I did an application with Nationwide last month 3 days from application to offer. I used them again 2 weeks later and it took 4 working days just to look at the case before they asked for more documents. Its all about what is best for you.

amnblog

The fastest mortgage lender is the one you access through a mortgage broker.


Waiting 6 weeks for an appointment is a joke.


As an example, we could have a case running for you in 24 hours.

Malmo

Get yourself an independent whole of market mortgage broker who is not based in an estate agent.