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Who knows about your debt..

Lezconnecting
Posts: 9 Forumite
I haven't told anyone about my debt except my daughter.
My OH doesn't know.
Here's why.
I spent the money not him. I know he would be, upset, panic, feel the need to pay the debt himself or at least help.
Unlike a lot of the lovely people on here I have come to my senses before its to late and have the luxury of having enough money coming in through my own salary that , if I take action now I can pay off the whole £22,000+ in the next 36-48 months (sounds better in months than years!).i am not in arrears, have 0% deals on my credit cards and a good rate loan with my bank and pay off extra every month. I MUST stop spending and using the cards, that's where I struggle.:
What I have learned through reading the diaries on here is that I must act now before its too late and I don't have the means to pay it.
Why should he suffer because of my stupidity. I must protect him and that means not putting him through the aggro and doing without because of my selfish mistakes. So, no nails done, no expensive trips to the hairdresser. No buying clothes I don't need, no holidays I can't afford.
I realise most folks would think it bad that I don't tell anyone as its not being honest but it would be easy for me to let him pay it all for me. I will tell him when I have paid most or all of it off.
So if anyone thinks they can offer me support when I need motivation to keep going or give me advice along the way I would be very grateful to hear from you ️xx:o:):)
My OH doesn't know.
Here's why.
I spent the money not him. I know he would be, upset, panic, feel the need to pay the debt himself or at least help.
Unlike a lot of the lovely people on here I have come to my senses before its to late and have the luxury of having enough money coming in through my own salary that , if I take action now I can pay off the whole £22,000+ in the next 36-48 months (sounds better in months than years!).i am not in arrears, have 0% deals on my credit cards and a good rate loan with my bank and pay off extra every month. I MUST stop spending and using the cards, that's where I struggle.:
What I have learned through reading the diaries on here is that I must act now before its too late and I don't have the means to pay it.
Why should he suffer because of my stupidity. I must protect him and that means not putting him through the aggro and doing without because of my selfish mistakes. So, no nails done, no expensive trips to the hairdresser. No buying clothes I don't need, no holidays I can't afford.
I realise most folks would think it bad that I don't tell anyone as its not being honest but it would be easy for me to let him pay it all for me. I will tell him when I have paid most or all of it off.
So if anyone thinks they can offer me support when I need motivation to keep going or give me advice along the way I would be very grateful to hear from you ️xx:o:):)
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Comments
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I found out about my husbands considerable debt (over 50k) purely by accident, 3 days before the house was due to be repossessed. :eek:
Only my mum, dad, 2 sons & my best friend know. We still live in the same house, & I control ALL the finances now. If he needs fuel for his vehicle he has to ask me first. Never again will I trust him.Feb'15 £118411.00 Jan '16 £112665.10 Jan 17 £106790.00, Jan 18 £99268.10 April ‘19 £57052.26, Oct ‘20 £46015.42 £2.00 Savers Club, 🎖, 2015 £332, 2016 £356, 2017 £312, 2018 £254, 2019 £668, 2020 £880.00, 2021 £104, 2022 £158, 2023 £68, 2024 Emergency Fund £2500/£1000 :j0 -
God, That's awful, I don't want anyone else to be burdened with my problem.i am lucky to have a good job and the ability to pay mine off. The next step is cutting my credit card up or at least leaving it somewhere I can't get at it. I don't want my hubby to go through the upset off having to deal with my stupidity...:(:( I also need to prove to myself I can put things right.0
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