We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Large pay increase and mortgage

chrislee2810
Posts: 117 Forumite
I am about to start a new job, my pay has increased considerably. The issue is that I haven't got the best credit history but it has been clean for 4 years. I have 4 defaults that drop off this and next year. If I was to put down a 50% deposit, would this open up more doors for me?
0
Comments
-
Standard response would be to get copies of all 3 of your CRA files and put them in front of a whole of market broker (so avoid going direct to a bank or an estate agency broker)0
-
chrislee2810 wrote: »If I was to put down a 50% deposit, would this open up more doors for me?
That depends. Applications have to be viewed as a whole.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards