Spare Money

bexster1975

Hi Matt

I would just say well done, only a few months till debt free.

I couldn't agree more with everyone here. Shortly once your debt is paid you will have quite a bit more "spare cash". If you don't allocate it to something, it will allocate itself to starbucks for a latte, newsagents for a newspaper/chocolate bar etc etc. allocating it to yourself for fun is fine, £15 a week isn't a kings ransom. Once your debt is gone, start thinking about emergency funds, what big things you might like to do/ buy and then save for them.

Good luck

Bexster