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Get a joint mortgage if partner is Spanish?

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Hi,

I am English but my partner is Spanish, can she apply for a joint mortgage with me in the UK or would her nationality be a problem at all? She has been living and working here for 2 years. We are getting married next year, would that make things easier if it was a problem at the moment?

Thanks

Comments

  • betmunch
    betmunch Posts: 3,126 Forumite
    Being Spanish should not cause an issue, although the short address history could exclude some lenders.

    Speak to a decent broker to make sure your going with the right lender
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • amnblog
    amnblog Posts: 12,730 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Being Spanish is a result around isn't it?


    This is not a problem as betmunch says - the point about short UK history is worth noting as the credit history could be slim.


    One for a broker.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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