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Summons received - Sar or CCA?

8i6daddy · 2015-05-18 20:22:07

Hi all, I have received a Scottish court summons for small claims for an old Vanquis debt taken out in 2006 for the sum of £1625 In May 2009 I became unemployed, which lasted 12 months, until I found a place on a work programme which lasted 6 months until Jan 2011. I was then unemployed again for 2 years until Mar 2013. I…

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sourcrates Posts: 31,510 Ambassador

18 May 2015 at 11:01PM

8i6daddy wrote: »

The only communication I have is from Nolans Solicitors who are acting on behalf of their client Cabot Financial. It does state on an attached note on the summons that all communication should go via Nolans. Shall I send the SAR with a blank Postal Order to Nolans then?

You first need to respond to the court within the timeframes specified, if you acknowledge service online, that gives you 28 days in total to file your defence.
I would go for the statute barred defence, I think a CCA request would be more beneficial than a SAR for the time being, but chances are you will not get a response before you have to enter your defence.

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