I need to be debt free !!

IWillBeFree

Well done on the weight loss and hanging in there. You are doing GREAT!

IWBF x

abba1772

Well done the weight loss xx

danilee2312

Not feeling so positive today. Tomorrow will be out 4th consecutive day staying home because a parcel was split into 2 so have to wait for it this holidays we have been to soft play once and the cinema once which I didn't even pay for both my DD's start school a month tomorrow and I really wanted to enjoy fun days with them. My mum has offered to lend money for a holiday but my DH can't get time off and everywhere is about £800 for a weekend , my evenings are sat plonked in front of soaps or swagbuck$. This debt has a horrible hold over me and it's so draining

danilee2312

Reading my last post back was very draining and I almost deleted it but when I am debt free and I look back to see where I was I will feel a lot better.
I have just sat down and written out a new budget sheet , I have decided although it will prolong my debts I am going to pay £425 a month , maybe more when I can but I won't stress , we need to live. I will pay £150 a month to a social fund which is for all 5 of us , £50 into an account for school / clothes and also £100 a month until November for Christmas , after Christmas I have my sons birthday so I will use £100 in January to pay for that then I will have another £100 to chuck at my debts which will make it £525 a month. Does this seem reasonable ?b

danilee2312

Parcel came today so made plans to go for a picnic tomorrow which will be free my grandad bless him tried to get a bit of money out against his house today to give me but because my nan has the very late stages of dementia she can't sign the form , I assured him it was ok but he kept apologising bless his heart
Only plans for this week is slimming world Thursday , a visit to my sons surgeon Friday , dentist Saturday and my nieces birthday then her party the Sunday should be all cheap as we do need to get the bus to the hospital and I have to pay £5 for slimming world

abba1772

I agree with you about the living part and your plan seems to be a good one its all about finding the right balance for you and your family whilst you're debt busting xx

Bless your grandad that sounds something like my grandpa would have done xx

danilee2312

abba1772 wrote: »

I agree with you about the living part and your plan seems to be a good one its all about finding the right balance for you and your family whilst you're debt busting xx

Bless your grandad that sounds something like my grandpa would have done xx

Thanks abba1772 , really struggling these summer holidays although had a lovely day today I literally left us with no money and if anything cropped up we would struggle to find the money ! Xx

danilee2312

Just cashed out a £5 voucher on swagbuck$

danilee2312

Rent paid today :j
No more debt to be paid until 28th but plodding along nicely
Sw tomorrow

danilee2312

5lb lost at sw this morning. Excellent.