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Diary 2015: Debt go down. Income go up. Well ... that's the plan.
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GarzingOn
Posts: 2 Newbie
My hopes:
1. I am held accountable.
2. I acknowledge where we are at.
3. I follow a plan.
The reality:
£30000 in debt (£9800 Loan, £450 Credit Card, £120 Store Card, £19600 Student Loans {UK and USA}).
£3337 Joint Income (Includes £136 CB)
We are barely keeping our heads afloat each month at the moment. With two children and husbands rent and travel from having to work 150 miles away we just make it. But I know with a bit of fine tuning and a reality check we can get to where we need to be. It's time to FOCUS.
1. I am held accountable.
2. I acknowledge where we are at.
3. I follow a plan.
The reality:
£30000 in debt (£9800 Loan, £450 Credit Card, £120 Store Card, £19600 Student Loans {UK and USA}).
£3337 Joint Income (Includes £136 CB)
We are barely keeping our heads afloat each month at the moment. With two children and husbands rent and travel from having to work 150 miles away we just make it. But I know with a bit of fine tuning and a reality check we can get to where we need to be. It's time to FOCUS.
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So today I downloaded a free trial of YNAB and so far I am LURVIING it!0
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