Will £2613 default dropping off improve score?

StudentOfBusiness

Got a default that is going to drop off my credit file in July from overdraft charges on an old Account. The amount was £2.613.

Will this dropping off my report make much difference do you think?

The are some other defaults, again really old.
I have started to be approved for more credit again now.

Score is currently 582 according to Experian.

sourcrates

Hi,
Credit score is a pure myth, something invented by the CRA`s so they can sell you credit improvement products.

Every lender has a different credit scoring system, some will accept you with old defaults, some wont, as a general rule of thumb, the older a default is, the less impact it has on you.

Like wise if you have a few old defaults, you will be turned down for credit more, than if you only had one old default.
In the end, only time will make you a more attractive prospect.