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Mortgage advice needed , mad idea or not ?

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Comments

  • Foxy-Stoat_3
    Foxy-Stoat_3 Posts: 2,980 Forumite
    sunrise27 wrote: »
    anyone got any other ideas we don't want it to cost us a fortune but are keen to help the children of we can ?

    If you dont want it to cost you anything, why not downsize 15 years early?
    "Dream World" by The B Sharps....describes a lot of the posts in the Loans and Mortgage sections !!!
  • sunrise27_2
    sunrise27_2 Posts: 1,349 Forumite
    Because we like our house lol and would like the grandchildren to grow up in the same house as our children , crazy I know :)
  • sunrise27_2
    sunrise27_2 Posts: 1,349 Forumite
    The abbey can do it , the repayment bit is fixed for 2 years at 1.89 % the interest only bit is fixed for 18 months at 2.79% , as We have no idea what will happen to interest rates in the next few years but I do have a plan B in place in case they rise , do you think its a good idea to do this ? Sad that we're only 4.5 years away from finishing our mortgage but would be brilliant to help the children out , and in five years when the repayment bit is paid off , we'll still be better off each month and when the times comes we can downsize and pay it off altogether , opinions please x and the abbey are happy for us to gift the money to the children
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