Can't sleep- not sure what to do next

Stevie_Palimo

Could be worth while keeping some money for emergency uses ie:- £500.00 or so and pay the highest rate cc to reduce monthly payments.

cte1111

The usual advice is to check the APR on all of your debts and then pay off the one with the highest APR first and work down the line. I know it's tempting to reduce the overall number of debts, e.g. pay off the small ones, but this is effectively throwing money away, as you will end up paying more interest overall.