one day at a time

safehouse

I cant believe it I have actually wrote my first post, short and maybe not so sweet, but its done.I wont go into any detail tonight ,I will save that for tomorrow except this was hard and a big deal for me, really weird how being in debt is so embarrassing, accepting the fact even harder. Also having these recurring nightmares where my house is taken from me, has certainly given me that final push, the push I needed, a night without that dream would be heaven. Goodnight and debt free soon life everyone x

mum2one

Sounds like youve taken the hardest step, theres a lot of lovely people here u take care x

Skintandscared

Well done safehouse, you've made the first move in starting on the road to sorting out everything - Remember you're not alone, and there's so much support and help on these boards that you can share all your highs and lows with us.

Take care and looking forward to following your jourey

safehouse

Thankyou for your little message, got emotional then, what a silly moo I am. Really needed that boost , goodnight xx

Shelbi

Hey Safehouse, Welcome...Happy Shiny new diary!! Your in good company here, weve all been there, scared, lost and embarrassed...but here your among friends, nothing but support and encouragement with the odd bit of guidance thrown in for good measure..youve taken the first step and should be proud of that...Look forward to following your journey to debt freedom Xx

safehouse

Thankyou shelbi and everyone else for your support.
I feel quite proud of myself today.
Paid 2,000 off my Visa card today, finally admitted there is no point in having any savings when you’re in debt, so withdrawn the lot and paid it off my visa wow must admit it was hard, having all that cash in my hand but reduced it from £8,440 to £6,440 Big drop, more to come I hope, keep strong everyone

Wow looking at total debt have almost got under the 36,000 mark
Debt Card £8,440 down to £6,440
Mortgage £ 29,570
Total debt £36,010

safehouse

Well, hoping for a spend free day today, haven't left the house this morning and have worked my but off.
naughty last night as went to the bingo so £11 cost , but had small win of £6 so £5 for a night out not so bad.
To do List below almost done, and calming my OCD
ironing large amount DONE
walk the dog / waiting for rain to stop- excuse for a nice cuppa
clean bathroom DONE
change bedding/ wash duvet DONE
hoover right through DONE
clean and mop kitchen floor DONE
2 loads washing/ hang out DONE
load dishwasher DONE
polish throughout. DONE
list items on Teabay
organize nice meal, go healthy

Only need to walk the dog/ waiting for rain to stop- excuse for a nice cuppa, then find a few items to sell on Teabay.
Get TC tomorrow so can pay £20 off CC. Look forward to Total debt being less than 36,000 tomorrow.
Cant wait to start on my Mortgage
CC £8,440 down to £6,440/Mortgage £29,570 /Total debt £36,010

honeypooh1980

Well done on knocking £2k of your debt that must have felt great.


Good luck with your journey.

safehouse

Thanks Honey it really did feel great, thing is I feel a little bare without any savings now. Another 460 off my debt yesterday, all savings withdrawn and paid into CC now. Really cant wait to knock those pounds off my mortgage. Good luck Pooh and everyone struggling to stay on the straight and narrow. I know this for sure if I hadn't found this site and started this diary I would still be living in total oblivion, head in sand
CC £6,440 down to 5,980 /Mortgage £29,570 /Total debt £35,550