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Halifax Mortgage - Response Time on 2015

jobair
jobair Posts: 3 Newbie
in Mortgages & endowments
We have applied for a mortgage with Halifax on 16th April, 2015. We are first time buyers. The LTV is 95%. We went through a broker.
The valuation has been done on 28th April 2015 and we received survey details after Two days.
My broker called me on 5th May, 2015 and said the mortgage has been APPROVED and i need to pay her fees and i paid.
I have checked my Credit Profile and there are three entries. I guess these are search history which are committed by Halifax.
I am still waiting for the decission. Neither my solicitor nor we have not received any Mortgager offer. How long it takes now a days? Anyone have any idea?

Comments

  • amnblog
    amnblog Posts: 12,782 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    if you want to see a copy of your mortgage offer, your broker can access it online.


    Copies will be in the post to you and your solicitor.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • jobair
    jobair Posts: 3 Newbie
    edited 13 May 2015 at 11:09AM
    Thanks for your prompt reply
    amnblog wrote: »
    if you want to see a copy of your mortgage offer, your broker can access it online.
    Can she download the file?

    But still my question exists. How long does it take now-a-days?
  • amnblog
    amnblog Posts: 12,782 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    She can download the file.


    Your second question is probably best addressed to the Royal Mail.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • jobair
    jobair Posts: 3 Newbie
    amnblog wrote: »
    Your second question is probably best addressed to the Royal Mail.

    Is there any possiblity that after checking the credit score Halifax send this to underwriter to decide?
This discussion has been closed.
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