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Mortgage application app with mortgage advisor
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becksh1981
Posts: 14 Forumite
Hi can anyone tell me what sort of things are asked when completing our mortgage application? I have been told we will be at the appointment for 2 hours. Seems a long time:shocked:
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sounds tediousI am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Are you meeting the bank advisor or a "real" advisor?
If your meeting the bank thats because they make a meal of it, if your meeting a real advisor it sounds very much overkill.
Most of my initial appointments take between 45-75 minutes (depending on the clients, whether they like to chat/have questions etc).
But generally speaking they will go through personal information (name, address history, DoB, employment info), income and expenditure, what you want from your mrotgage/what you can afford etc.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Hi we are meeting the mortgage advisor we are using through HTB. We are applying for a mortgage with nationwide, but he is not linked to nationwide. I was hoping they were exaggerating a bit.0
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Perhaps he is just a bit 'slow'.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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