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FIRE Through The Mortgage - MF by 55 - LATEST
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Pouring rain so soft play today.....£20 down ...... But went to McDonald's for lunch as a treat from a friend cause I give her kids dinner once a week!Mortgage balance Feb 2015 start of MFW Journey-£245316.06/Aim to be mortgage neutral 2022 — Target for May 2024 14 Year Target Balance MF50 = £89,535 — Mortgage Balance £106, 000—Target for May 2024! £89,535
Retirement Planning
Starting Position (Jan 2024) : Pension 1-£165,000/Pension 2-£50,000/Pension 3-£9,500/ISA-£87,000/Total-£311,5000 -
Hi Firegirl,
Just read your diary and wanted to say well done on all your ebaying and massive overpayments. Good luck with the work situation and when they finally make a decision it is one that you are happy with.
PPgetting out of debt 1753/83500 -
:)Thanks for you kind words Penny. I've a long way to go but just keep chipping away:)Mortgage balance Feb 2015 start of MFW Journey-£245316.06/Aim to be mortgage neutral 2022 — Target for May 2024 14 Year Target Balance MF50 = £89,535 — Mortgage Balance £106, 000—Target for May 2024! £89,535
Retirement Planning
Starting Position (Jan 2024) : Pension 1-£165,000/Pension 2-£50,000/Pension 3-£9,500/ISA-£87,000/Total-£311,5000 -
Hi fire girl. I have a similar timeframe to be mortgage free give or take a few months & whilst it's not as big as yours, I'm still trying to pay odd bits here & there to reduce it. Well done on your journey so far & im feeling encouraged to continue after reading your thread ��Mortgage Balance May 25- £9975. Planning to be paid off by Dec 25🎄0
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Thanks for popping by moomi:)
Can't believe my diary is encouraging you to continue:rotfl:
I'm really glad though! It is hard to keep the balance between MFW and living life to the full and I sway between the 2 a lot:rotfl:
Do you have a diary? Good luck on your journey. If it was easy everyone would do it. We just need to keep chipping away!Mortgage balance Feb 2015 start of MFW Journey-£245316.06/Aim to be mortgage neutral 2022 — Target for May 2024 14 Year Target Balance MF50 = £89,535 — Mortgage Balance £106, 000—Target for May 2024! £89,535
Retirement Planning
Starting Position (Jan 2024) : Pension 1-£165,000/Pension 2-£50,000/Pension 3-£9,500/ISA-£87,000/Total-£311,5000 -
Did a shop in aldi!!!!! I can't believe how cheap it is!!!! I'll be shopping there again!Mortgage balance Feb 2015 start of MFW Journey-£245316.06/Aim to be mortgage neutral 2022 — Target for May 2024 14 Year Target Balance MF50 = £89,535 — Mortgage Balance £106, 000—Target for May 2024! £89,535
Retirement Planning
Starting Position (Jan 2024) : Pension 1-£165,000/Pension 2-£50,000/Pension 3-£9,500/ISA-£87,000/Total-£311,5000 -
Yep - I've gone from spending less than £5 in there once a month to doing most of my weekly shop in there now, topping up with brands/ offers in one of the main smkts - s'fab
xI am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200 -
So I've updated my signature and I've drifted off target in the last few months. Real shame but did a huge drift into life is worth living and your only young once!
Got my redundancy and then later found out my notice period is a year and half! I've asked for payrise and retention bonus so if that works out then that will put me back on track!Mortgage balance Feb 2015 start of MFW Journey-£245316.06/Aim to be mortgage neutral 2022 — Target for May 2024 14 Year Target Balance MF50 = £89,535 — Mortgage Balance £106, 000—Target for May 2024! £89,535
Retirement Planning
Starting Position (Jan 2024) : Pension 1-£165,000/Pension 2-£50,000/Pension 3-£9,500/ISA-£87,000/Total-£311,5000 -
Got to enjoy life fire as you go along :]
good luck with the payrise hope you get itMortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
Emergency fund 23k0 -
Good grief! A year and a half? You absolutely deserve a payrise for putting up with that - here's hoping
2023: the year I get to buy a car0
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