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Do Sharesave schemes affect mortgage affordability?
PrincessLou
Posts: 503 Forumite
I was wondering if anybody had experience of this or if a knowledgeable broker on here could help me with my question. My husband currently has a chunk of his salary going into a sharesave scheme through work every month. We are hoping to apply for a mortgage next year and I was just wondering if sharesave schemes were taken into account for mortgage affordability? Or are they simply treated like savings, in that they can be stopped and the money taken back if needed at any time?
Thanks for your help!
Thanks for your help!
Mortgage - £105,500
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Comments
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Not normally an issue, for the reason you stated.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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