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Cahoot Flexible Loan

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  • I had a Cahoot flexible loan several years back, had been paying quite a large amount back on a monthly basis, then called them 2 yrs later to find out what the balance was - I could NOT believe it when they told me - it was pretty much the same as what it was when I took it out! I was so upset and shocked! I would never go anywhere near a flexible loan again! I transferred the balance to an Egg fixed rate loan in the end and I will FINALLY pay it off next October - but it has been a long slog!!!
    Lightbulb moment 27.07.06/Total Debt = 11054.32
    1 yr on, total debt reduced by 1855.94 to 9198.38 (naughtily bought furniture on 2 yr interest free agreement you see)!

    Current Balances:
    Egg Loan - 3165.46 (6.7%) - 14 payments left:j
    M&S CC - 6286.00 (3.9% BT's/0% purchases)
    Norwich & P'Boro CC - 388.00 (14.9% as 0% expired)
    Total debt at 19.08.07 = 9839.46 - Increased since last month as had to buy a car! :mad:

    GOAL is to reduce total debt to £6000 by Christmas and be completely debt-free by December 2008!! :T:T:T

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